Athens Ohio Auto Insurance

Southeast Ohio is a unique market for Auto Insurance… we should know, we’ve been providing car insurance solutions to Athens, Logan, Nelsonville, The Plains, Albany, and the surrounding areas in Southeast Ohio for over 50 years! We want to be your car insurance agent and will go the extra step to win your trust.

We offer the following types of auto insurance:

Required Coverages:

Liability insurance: This is mandatory in almost all states and covers medical expenses and property damage to others if you’re at fault in an accident. It typically comes in two parts:

Bodily injury liability: Covers medical bills for injured people in the other vehicle(s).

Property damage liability: Covers repairs or replacements for damaged property in the other vehicle(s).

Optional Coverages:

Collision insurance: Pays to repair or replace your car if it’s damaged in an accident, regardless of fault.
Comprehensive insurance: Covers damage to your car from events other than accidents, such as theft, vandalism, weather events, animal collisions, and fire.

Uninsured/underinsured motorist coverage: Protects you if you’re hit by a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.

Medical payments coverage: Pays for medical expenses for you and your passengers, regardless of fault.

Personal injury protection (PIP): Similar to medical payments coverage, but may also cover lost wages and other expenses. (Availability varies by state.)

Gap insurance: Covers the difference between what you owe on your car and its actual cash value if it’s totaled. This is often required by lenders if your car is financed.

Additional Coverages:

Rental reimbursement insurance: Reimburses you for the cost of a rental car while your car is being repaired.

Roadside assistance: Provides services like towing, jumpstarts, and flat tire changes.

Classic car insurance: Offers specialized coverage for classic and antique cars.

Remember, the specific types of auto insurance you need will depend on factors like your car’s value, your driving habits, and your state’s requirements. It’s always best to consult with an insurance agent to discuss your individual needs and get personalized recommendations.

Who’s the Best Car Insurance Agent Near Me?

Oh that’s easy… it’s Brent Hartman of O’Nail Hartman Insurance! There are a plethora of car insurance agents in this modern era, but no one in Athens Ohio has the experience and history like Brent. He grew up watching his family help people just like you find the perfect plan at the perfect rate. His family started this company in 1964 and has seen it all, and won multiple awards for being the most productive Car Insurance Agent in the region.

I’m Sold! How Do I Sign Up?

If you are ready to begin saving money on your auto insurance, our process is simple, you can use our online form here! It contains a short form for those in a hurry, or a long form for someone with a bit more time to tell us more information about their unique insurance situation. We also may be able to save you money by combining your Auto Insurance with other types of insurance, often called “bundling”, such as Home, Fire, Commercial and Life.

We also offer insurance policies and coverage for vehicles besides autos and cars, including but not limited to Rvs, ATVs, and Motorcyles.