Business Insurance

By knowing your business and adapting to the ever changing environment, we communicate with our local and interstate clients to better manage the risks that are always present in owning a business.

Marketfinders	International Excess

• Auto
• Bond
  • Contract
  • ERISA Employee Retirement Income Security Act of 1974 - Also called the Pension Reform Act. This act regulates the majority of private pension and welfare group benefit plans in the U.S. It sets forth requirements governing, among many areas, participation, crediting of service, vesting, communication and disclosure, funding, and fiduciary conduct.
  • Fidelity
• Commercial General Liability
• Crime
• Employee Benefits Liability Employee Liability Insurance policies cover many claims arising out of errors or omissions in the administration of a benefit plan, including the failure to enroll an employee in the plan as well as the administration of improper advice as to benefits.
• Employment Practices Liability A form of liability insurance covering wrongful acts arising from employment practices such as wrongful termination, discrimination and sexual harassment.
• Fiduciary Liability A form of insurance that indemnifies the insured for any loss sustained because of an error or oversight on his part.
• Internet Liability Coverage specially designed to protect businesses from liabilities that may arise in the course of conducting business on the internet. Such liabilities may include copyright infringement, defamation, and the violation of privacy.
• Marine
• Professional Liability Coverage for specialists in various professional fields.
  • Errors and Omissions
  • Directors and Officers
• Property
• Stop Gap Liability With regard to Workers Compensation insurance, there are certain "monopolistic" states (such as Ohio) that do not provide Employer's Liability in their Workers Compensation policies, and it must be purchased separately. Stop Gap Liability provides Employer's Liability coverage for those states.
• Umbrella
• Workers Compensation
• Products Liability
• Specialized Industry Plans
  • Biotech and Life Sciences
  • General and Sub-Contractors
  • Churches
  • Auto Repair Shops

Other Services:

Personal Insurance

Employee Benefits

Financial Planning